Tachyon Credit in Action

Check out a 7 minute video presented by our CEO demonstrating the capabilities of the Zeta's Omni Stack for Credit

Improve Cost to Income Ratio, NPS, UX, speed and agility for your Credit Card Programs

Improve NPS with modern digital experiences

Get speed and agility from our modern cloud-native stack

Increase income from integrated BNPL and increased top of wallet usage

Reduce costs through advanced fraud controls and user self service

Value Proposition

Increase income

Deliver improved customer retention, higher engagement and higher cross-sell for substantial gains in revenue

Speed and agility

Launch new products in weeks and new programs in days

Lower TCO

Reduce your Total Cost of Ownership (TCO) by eliminating multi-vendor integrations and leveraging our pay-as-you-go, cloud-native platform

2X sell through on loans

Real-time contextual conversion of transactions into pay later loans before, during and after purchase

Infinite scalability

Elastically handle peaks and troughs in transaction volume with our cloud-native, loosely-coupled, microservices architecture

Modular greenfield deployment

Start with a new digital native credit card program without touching your legacy systems

Higher engagement

Increase customer usage, engagement, satisfaction and referrals through Rich Statements, Family Hub and Marketplace

Reduce fraud

Lower fraud rates on transactions with SuperPIN, dynamic CVV, card controls, Location Shield, actionable alerts and multi-factor authentication

100% API coverage

Comprehensive config, provisioning, payments and account management APIs and SDKs - built for you, your partners and your customers

Zeta's Omni Stack for Credit

Zeta's Omni Stack for Credit - has you covered every step of the way in your credit card lifecycle

Product, Policy
and Program Config

  • APIs
  • Backoffice

Transaction Processing

  • Core Account
  • Transaction Processing
  • Settlements
  • Rewards
  • Reporting
  • Fraud Engine


  • Application Capture
  • Third Party KYC Integrations
  • Third Party Data Integrations
  • Account Provisioning

Customer Experience

  • Mobile SDKs / App
  • Web SDKs / App


Faster time-to-market and future ready with our cloud-native Omni Stack

A technology architecture diagram of the Zeta credit card processing platform. Each layer in the diagram has labels such as API Gateway, Fraud Detection, Scoring Engine, & Transaction Processor. LEARN MORE

Zeta Tachyon Backoffice features and benefits

Get the advantage of a comprehensive control panel for all your departments including product, support, marketing, compliance, risk, and business intelligence

  • Rewards Center for rewards management
  • Report Center for preconfigured report generation
  • Customer Service Center for responding to customer queries
  • Power Center for real-time business analytics
  • Control Center for product configuration and management
  • Notification Center for configuring event notifications

Zeta Managed Services

Zeta's Managed Services arm can help you launch and manage your program on a turnkey basis. We can help with any or all of the following:

Product strategy

Mobile App Development


Managed Compliance

Customer Support


Fraud and Risk Monitoring



Launch Next-Gen Credit Cards with Zeta’s Tachyon for Credit