Cipher
Cipher gives regulated enterprises one identity foundation for customers, employees, partners, applications and machine identities, with a path toward autonomous AI agents.
Secure customer access across digital channels with configurable authentication, federation, identity lifecycle and controls.
Manage access for employees, partners, vendors and other enterprise users across applications and services.
Give applications, services and processes dedicated identities and credentials, ready to extend to autonomous AI agents.
Cipher brings the controls required to establish identity, authenticate it, govern what it can access and maintain visibility into its activity, without forcing applications into a proprietary identity stack.
Apply the right authentication method to the journey and risk context rather than imposing the same challenge on every interaction.
Define who or what can access a resource, and what actions it can perform, using centrally managed authorization policies.
Connect applications and identity providers using widely adopted standards so identity can evolve without tightly coupling every experience to a proprietary login stack.
Manage identities, credentials, roles and sessions from creation through suspension, recovery, de-provisioning or removal.
Introduce Cipher without an all-or-nothing replacement of surrounding identity, application, payment-authentication or risk infrastructure.
Maintain visibility into identity, authentication and access activity across customer, enterprise and machine interactions.
Cipher AFA enables passkey-based, device-bound and risk-based authentication across sensitive digital and payment journeys. Users authenticate without waiting for an OTP, while the issuer retains control over when stronger assurance is required. For card payments, it brings passkeys into 3-D Secure using Cipher's ACS or an existing third-party ACS, with decisions informed by Zeta or external fraud and risk signals.
Cipher is designed for regulated, high-volume environments where identity infrastructure must remain interoperable, observable and available under continuous load.