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Tachyon

The financial corebehind everybanking product

Design, launch and operate savings accounts, current accounts, time deposits, stored value accounts, credit lines and loans on a unified core banking platform built for continuous innovation and enterprise scale.

Banking Products Financial core financial truth

From product to reporting, on one core

Whether you're modernizing retail banking, expanding lending, launching stored value products or building embedded finance propositions, every banking product ultimately depends on the same financial foundation.

Tachyon provides a unified financial core that brings together products, customers, accounts, balances, transactions and ledgers into a single operating system of record.

From product to reporting, on one core

Why banks choose Tachyon

Modern banking demands more than replacing legacy infrastructure. It requires a financial core that enables continuous product innovation while maintaining operational efficiency and financial integrity.

One core across every product

Create and operate every liability and asset product from a single financial system of record instead of managing multiple product-specific cores.

  • Unified product framework for accounts, deposits, stored value and lending products
  • Common customer, account and balance model
  • Shared product definitions, pricing policies and servicing rules
  • Consistent financial processing across every product line
One Core Across Every Product

One real-time ledger across every product

A single, real-time general ledger sits beneath every balance and every transaction keeping financial positions accurate and in sync, while meeting every regulatory, operational and financial reporting need from one consistent source of truth.

  • Real-time transaction postings
  • Double-entry accounting on every transaction
  • Real-time general ledger and chart of accounts
  • Financial, operational and regulatory reporting from one source of truth
  • Complete audit trail
One Real-Time Ledger Across every Product

Launch and continuously evolve products without software development

Bring new products, pricing models and customer propositions to market and keep evolving them long after launch through configurations instead of lengthy development cycles.

  • Configurable product definitions
  • Flexible fee and interest frameworks
  • Rapid go-to-market for new product lines
  • Version-controlled product evolution
Launch and Continuously Evolve Products Without Software Development

Build rich banking propositions with product bundles

Combine deposit, credit and stored value products into rich, bundled propositions that customers experience as one product, priced, serviced and reported on together.

  • Multi-product bundle definitions
  • Shared and cross-product pricing rules
  • Unified statements across bundled products
  • Configuration-driven, not code-driven
Build Rich Banking Propositions with Product Bundles

Onboard customers in real time

Take a customer from application to fully active account in real time, with configurable onboarding workflows built directly into the core. No separate orchestration layer required.

  • Real-time identity verification and e-KYC
  • Configurable, product-specific onboarding workflows
  • Straight-through account activation
  • Built-in exception and manual review handling
Onboard customers in real time

Tailor products, pricing and operational policies

Configure banking products around customer needs rather than forcing customers into standardized products.

  • Customer-specific pricing
  • Product, account and transaction-level policies
  • Flexible eligibility and operational controls
  • Lifecycle policies
  • Context-aware business rules
Tailor Products, Pricing and Operational Policies

Complete lifecycle automation for account and ledger operations

Automate every stage of the account lifecycle end to end, including servicing, renewals, transaction processing and operational controls, reducing manual effort and operational risk

  • Automated servicing and account lifecycle processing
  • Automated renewals and lifecycle transitions
  • Real-time transaction processing and postings
  • Operational controls, statements and notifications
  • Exception handling and case management
Complete Lifecycle Automation for Account and Ledger Operations

Future-proof against regulatory change

Respond faster to changing regulations through configurable financial policies, automated controls and built-in reporting.

  • Configurable regulatory policies
  • Automated accounting and tax treatment
  • Auditability and traceability
  • Rapid response to regulatory change
  • Versioned business and financial rules
Future-Proof Against Regulatory Change

Solutions powered by Tachyon

One financial core supports a broad set of banking products without requiring separate product-specific cores.

Savings accountsTerm depositsCredit linesBusiness loans
Current accountsStored value accountsPersonal loansOverdrafts

Ready to build your next banking business on a modern financial core?