Featured
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Oct 04, 2024
Understanding the Role of Dynamic CVV in Digital Fraud Prevention
Enabling dynamic CVV in cards can help issuers build stronger customer trust and reduce the financial impact of fraud on businesses and consumers.
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Sep 18, 2024
Why Financial Institutions Fail to Modernize and How to Fix It
In a recent conversation with innovation expert Geoffrey Moore, we explored the challenges banks face in modernization. Moore’s 4 Zones of Transformation framework—Performance, Productivity, Incubation, and Transformation—offers a clear roadmap for financial institutions. By understanding these zones, banks can better manage tech debt, foster innovation, and drive long-term success.
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Sep 16, 2024
Credit Line on UPI: Why Proactive Planning is Key to Success
Credit Line on UPI (CLOU) is revolutionizing digital lending in India, presenting banks with a $1 trillion opportunity by 2030. To succeed, banks must plan ahead—evaluating market trends, regulatory shifts, and technology readiness to unlock new revenue and reshape traditional lending products.
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Sep 03, 2024
Decoding the US Regulatory Landscape for AI Adoption in Banking
As AI continues to reshape banking, understanding the regulatory landscape is crucial. This blog decodes the US approach to AI regulation, highlighting key themes like privacy, transparency, and accountability, and compares it with the EU’s AI Act. Prepare your institution for the future of AI in banking.
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Aug 29, 2024
Rewriting India’s EMI Rulebook With Credit Line on UPI (CLOU)
Discover how Credit Line on UPI can revolutionizing India’s loan repayment system, shifting from traditional EMIs to more adaptable EPIs, and enabling cashflow-based financing for cashflow-dependent borrowers.
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Aug 27, 2024
Family Hub Card Programs: The Next Growth Engine for Credit Unions
Credit unions face a growing challenge with an aging member base, but the next growth engine may lie in engaging Gen Z through innovative family programs. Learn how these programs can drive long-term growth by reimagining family banking for the digital age.
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Aug 22, 2024
A Definitive Blueprint for Digital Credit: The $1T Opportunity With Credit Line On UPI
We are witnessing the birth of digital credit in its truest form with credit line on UPI and the implications are not lost on the banks. There is, however, a real need for information and thought leadership on how banks should plan, launch, and scale CLOU products.
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Aug 21, 2024
Unlocking Business Potential with Next-Gen Processing Platforms: A Comparative Insight
Banking technology has long been due for an upgrade. With the rise of next-gen processing platforms, financial institutions finally have a viable alternative to outdated legacy systems. This blog delves into recent insights from Datos Insights, Celent, and Zeta, exploring what defines a true next-gen processor.
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Aug 14, 2024
The Issuers’ Guide to Push Tokenization
Push tokenization boosts payment security and convenience for card issuers, streamlining how cards are added to digital wallets. Learn the key steps and benefits in this guide.
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Jul 29, 2024
Strategies to Navigate Card Program Modernization
Navigate card program modernization with a phased approach that minimizes risk and allows issuers to identify and address challenges before wider implementation.
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Jul 16, 2024
Optimizing Issuance for iOS and Android Digital Wallets
For issuers, enabling cards for availability and easy addition to both iOS and Android digital wallets is key to staying competitive.
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Jul 15, 2024
6 Reasons Why Credit Line on UPI Will Transform Retail Lending in India
By embracing Credit Line on UPI and adapting to this digital-first approach, banks can lead the transformation of the credit landscape in India.
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Jul 11, 2024
8 Attributes of High-Performing Card Programs
High-performing card programs have adopted next-gen technology that helps them overcome limitations of legacy technology, move faster and compete better.
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Jul 05, 2024
Legacy Card Tech: The 6 Hidden Risks of Status Quo
The Datos Insights group estimates banks not modernizing card programs risk losing $100-$150 billion in global payment revenue.
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Jul 01, 2024
Expert Insights on The 4 Stages of Card Program Maturity
Highlights from a brilliant conversation on card program modernization with an all-star panel featuring experts from Datos Insights, Accenture and Fintech Takes.
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Jun 26, 2024
Key Takeaways from Datos Insights report: 4 Stages of Card Program Maturity
Over the last 3 years, my team and I at Zeta have had the unique privilege of speaking with 100s of leaders at 50+ card issuers in America about their aspirations for their card programs. During that time, we heard the same questions repeatedly – how to efficiently manage a portfolio on legacy systems, how […]
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Jun 04, 2024
Demystifying Next-Gen Compliance for Modern Banks
As a result of being baked into modern technology systems, next-gen compliance addresses some of the most persistent challenges of compliance professionals.
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Apr 30, 2024
HDFC Bank’s PayZapp, Powered by Zeta, Wins Celent’s Payments Innovation Award
PayZapp is jointly developed by Zeta and HDFC Bank, a global top-10 bank, leveraging Zeta’s next-gen processing platform, Zeta Tachyon.
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Apr 25, 2024
The Issuers’ Guide to Mobile-Based Tap-to-Pay Transactions
2024 is the year of tap-to-pay transactions. We break down the hype around mobile wallet tap-to-pay and highlight what issuers need to ride this trend.
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Apr 19, 2024
Zeta at CBA LIVE 2024
Zeta wrapped up a stellar third year at CBA LIVE 2024, engaging with the US retail banking industry's most influential leaders and decision-makers.
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Apr 02, 2024
Revolutionizing Banking Security With Zero Trust Architecture
In today's distributed and cloud-based banking environments, the adoption of Zero Trust Architecture is a strategic imperative for senior banking executives.
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Mar 07, 2024
Zeta Powers Sparrow’s Industry-leading Credit Card for the Underserved
The Sparrow card program went from concept to launch in less than 8 months with Zeta’s comprehensive, pre-integrated credit card stack.
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Mar 05, 2024
Token Talk: Demystifying Tokenized Card Payments for Modern Issuers
Tokenized card payments are table stakes for issuers today, enabling a range of business benefits and enabling use cases like tap-n-pay.
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Feb 20, 2024
ISO 8583 Simplified: How Card Payments Work
For card portfolio managers at banks or credit unions, understanding the ISO 8583 messaging format can help deliver secure, innovative card experiences.
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Feb 13, 2024
Achieving Frictionless Payments with 3D Secure: Part 2
3D Secure 2 revolutionizes online payment security by reducing fraud, while also allowing issuers and merchants to offer frictionless, one-click payments.
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Feb 06, 2024
Building The Cards of Tomorrow: 10 Capabilities of Next-Gen Issuer Processing
As banks seek to modernize card technology, they need to ensure that their next-gen processor enables rapid transformation and innovation.
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Feb 01, 2024
7 Insights From Public Comments on CFPB’s 1033 Rule
Analyzing the comments in response to CFPB's proposed Section 1033 rule reveals a fascinating tug-of-war between data providers and aggregators.
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Jan 25, 2024
Enhancing Online Transaction Security with 3D Secure: Part 1
Traditional security measures may work well for in-store transactions, but 3DS is an important universal protocol for online card transactions.
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Jan 12, 2024
5 Ways Modern Card Technology Drives Business Value for Issuers
The next generation of modern card technology is about enabling new business models for issuers and launching products that meet innovative use cases.
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Jan 04, 2024
Zeta 2023: Updates and Year in Review
Excited to update Zeta’s progress over the year and some industry perspectives as we work to shape the future of next-gen processing.
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Dec 21, 2023
Section 1033: Delivering Consent-Driven Customer Data Access
We analyze the proposed implementation of section 1033, with details of institutional coverage, covered products
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Jun 12, 2023
Section 1071: What Small Biz Lenders Need to Know
The section 1071 final rule of the Dodd-Frank act requires small businesses to collect lending data as per CFPB regulations. Learn more about it & how to comply.
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Apr 19, 2023
How Transaction Limits Can Control Spending
Learn how to manage credit spending using card control to limit your transactions and increase financial security.
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Apr 18, 2023
Zeta’s Return to Office (RTO) Rationale
As 1800 amazing Zetanauts work tirelessly towards enabling the world’s largest financial institutions, we present our rationale
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Aug 30, 2022
Banks Need a Compliance-Ready Core Transformation Strategy
Discover why next-gen core banking compliance and regulatory transformation technology is essential for US banks. Know the benefits and the key considerations.
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Aug 25, 2022
Zeta’s Next-Gen Credit Processing is Natively Multi-Network
Zeta fully complies with the credit card competition act & Durbin amendment to provide secure card processing solutions for US Issuers. Learn more in the blog.
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Mar 29, 2022
Modern Card Platform
If there’s one thing that sets millennials apart from previous generations...
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Nov 04, 2021
Money 20/20 2021
Money20/20… we saw, we came, and we conquered! Here’s a story...
