Platforms built for banking
Cloud-native platforms built from first principles for core banking, cards, digital payments, lending and digital banking.
Platform-led banking solutions
We solve the hardest
problems in banking
Zeta helps financial institutions build and scale what others won't take on, with proven platforms, deep domain expertise and a record of delivering complex programs.
Trusted by leading financial institutions
The problems banks trust us to solve
We take a program from concept to live and stay accountable throughout
Forward-deployed teams
Our engineers and domain specialists join the bank’s team, building inside its systems and real constraints.
Industrialized program delivery
We deliver outcomes with a delivery methodology refined across complex, large-scale transformation programs.
Zeta in numbers
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30M+
Cards issued globally
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1,700+
Banking technologists
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4
Countries live
The platforms behind every program we deliver
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Tachyon
Core banking platform for accounts, deposits, and credit
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Photon
Payments processing platform for issuing, acquiring and payments orchestration
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Electron
Commercial cards and corporate payments platform
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Neutrino
AI-first digital experience platform powered by customer identity, knowledge and intelligence
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Cipher
Identity and Trust platform for customers, workforce, and AI agents
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Olympus
Platform for building and operating enterprise software estates
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Engineered for
mission-critical banking -
Real-time by design
Every ledger, limit and authorization updates in the moment, not in a batch.
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Composable and extensible
Assemble products from independent services; extend without forking the core.
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Open and interoperable
API-first, with standard payment rails and schemes supported out of the box.
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Zero Trust security
Every request authenticated and authorized, inside the network and out.
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Resilient at scale
Active-Active, multi-region infrastructure running live programs across the US, Middle East and Asia.
Accredited for trust and security
Learn more
Research and perspectives
All insights
AI is live in Indian banking. Is it ready to scale?
Drawing on perspectives from 40 CXOs across 18 banks and NBFCs, the report examines the capabilities needed to turn successful AI deployments into repeatable progress.
Read the report
Shattering the co-brand glass ceiling
Scale co-branded card programs beyond 3-5 partners with infrastructure built for growth.
Read the paper
Reimagining UPI for banks
UPI is no longer about infrastructure. It's about experience. Here's how banks can turn UPI into a growth platform and reclaim customer primacy.
Read the paper
Future of cards is now
Innovative card experiences are helping issuers improve loyalty, security, and card engagement.
Read the paperBring us your hard challenges
We’ll show you how our platforms and specialists take it from concept to go-live.
Talk to us