Logo

The Modern Card Issuance Platform

The key to attracting millennial cardholders

Line

In this 18 page whitepaper, we deep dive into

  • The importance of catering to millennials
  • What these consumers expect
  • Where legacy card programs may be falling short
  • How financial institutions can create a card issuance program tailored for millennials
Free Download
Image of an modern card issuance platform banner illustration. The banner is blue and purple, with the payment card placed in the center along with chip & security logo. The text on the banner reads Finance Management.
Image shows the screenshot of Aite Whitepaper report with the purple color background. The text on the image reads Are neobanks a threat to traditional banks
Image shows the screenshot of Aite Whitepaper report with the purple color background. The text on the image reads modern card platform solutions
Image shows the screenshot of Aite Whitepaper report with the purple color background. The text on the image reads potential revenue impacts of digital-first features

Digital-first Card Programs

With millennials being the largest driver of net new loans and their spending estimated to reach $8.3 trillion by 2025, they represent a strategically important demographic that FIs need to win over.

Millennials expect digital-first experiences that give them superior control over how, when, and where their cards are used, flexibility to choose rewards based on their tastes and spending insights to manage money. With challenger-banks winning market share by catering to these needs, traditional FIs need to move fast to make up for lost ground.

In this whitepaper, we showcase how FIs can move faster and create credit card programs to attract and retain millennials. The solution lies in shifting from legacy to modern card platforms that are more flexible, robust, and provide intuitive, digital-first experiences.

About Zeta

Zeta helps issuers launch next-gen card programs with its cloud-native and fully API-enabled stack that includes processing, issuing, lending, and core banking. Zeta has 1,700+ employees with over 70% in technology roles across locations in the US, UK, Middle East, and Asia. Zeta currently supports issuers in 7 countries and 15M+ cards have been issued on our platform.

Award badge Award badge Award badge Award badge